No one likes to think of insurance because it conjures up bad thoughts. However, over the years of repairing iDevices, laptops, and game consoles only a handful of customers have been covered by insurance. As with auto, home, and health insurance; insurance for a smartphone is often thought of as “a waste of money”; until you need it. A broken screen on a laptop or iPhone is actually a hardware repair, but I describe it to customers as a “cosmetic” repair. It’s something that is often easily repaired with no threat of loss to the device. However, a dip in the pool, a drop in the toliet, or getting ran over; most often results in a non working device.
This is when having the right coverage can mean a little money, or a whole lot of money. The most common insurance most owners have is thru the cellular service provider (because they earn commissions on the sale). For iPhone owners, they can opt for Apple Care. You may also check with your credit card company as some offer insurance on your purchases. There are also third party companies who offer insurance as well, and the one I recommend over all the others, including service providers and Apple Care, is Squaretrade. They not only cover smartphones, they cover practically everything electronic.
Like auto, life, and health insurance, a little due diligence is required to make sure your needs are meet within a reasonable cost when shopping for your iPhone or other electronic insurance coverage. Later this week I’ll post some comparisons between the insurance provider, particularly for iPhones since the new iPhone 7 will be released on September 16th.
In the meantime here’s a link you may use to start your own comparisons, and save a little money. Not having insurance is not a big deal until the day your $700 iPhone becomes a paperweight.Read More
I recently logged into my online account with AT&T and noticed a message in the “Alerts” area of my billing. “Great, what do they want?”, I thought, but it turns out THEY have to give me something.
Back in October (2014) The Federal Trade Commission hit AT&T with a $105 million dollar settlement for “mobile cramming” fees. These are fees charged to phone bills for third party mystery charges such as ringtones, subscriptions, and other services you didn’t request. Now AT&T have notified users of possible Refunds Available to you phone account. A link in the notice will take you to an FTC site where you can enter your phone number(s) associated with your account. Once the claim is submitted, your account will be looked into for possible refunds. I don’t expect this to be a large amount, but money back is always good. There is a deadline of May 1, 2015 for requesting this refund. You may also apply for the refund by following this link:
Thanks for the “Likes” we broke 100, so now we can start the “Offer” campaign to YOU our customers. Watch for more info! #freebies #appreciationRead More
I hope everyone had a very Tech Christmas!! For those who received any type of electronic device may want to look into this offer.
We all fear our devices being damaged from drops, water, or general hardware failure. I’ve used this on my devices for that extra level of protection. Also it is often better than the manufacture insurance and third party insurance. It is specific to iPhones, but they offer protection for all electronics.